Atulyam - Save Monthly, Get Bonus Jewellery Free
The age old stories told in gold, silver and diamonds have been lost as metropolitan life took over.
We at Tritiya, value tradition and would like to give you the opportunity to revive your grandmother’s jewellery box in 12 easy installments.
Trusted by 12,000+ families already saving
12,000+ families already saving with Atulyam - have you?
What Is the Atulyam Plan?
Atulyam is Tritiya Jewels’ monthly savings plan for gold and diamond jewellery. You choose a fixed amount between ₹2,000 and ₹10,000, pay it every month for either 12 or 20 months, and at the end you redeem your full savings against any jewellery in our collection plus a bonus amount of free jewellery credited to your account partway through the plan.
It works like a traditional jeweller’s savings scheme, the kind Indian families have used for generations, but with full transparency: your running balance, your bonus eligibility, and your redemption value are all visible in your Atulyam account at all times.
Atulyam is open to anyone. You don’t need to be a existing Tritiya customer to join, and there’s no joining fee.
See what you'd save
Move the slider to see your own numbers, side by side.
Your Total Payment
(12 Installments)
₹ 24,000
(After 12 installments)
(After 7 installments)
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Atulyam Jewellery Savings Plan Flexible 12 & 20 Month Plans with Exclusive Jewellery Benefits.
Choose your plan
Same mechanic, two durations. Longer saving, bigger bonus.
How It Works
We introduce you to our Atulyam investment plan. Redeem your money to buy that pretty ring in the cart!
Choose your monthly amount
Pick anywhere between ₹2,000 and ₹10,000 a month, and choose the 12-month or 20-month plan.
Save automatically
Pay the same amount each month by card, UPI, or bank transfer. Track your running balance anytime in your Atulyam app or website.
Bonus jewellery credited, automatically
No extra step needed — the bonus value appears in your account on 5th Installement or 7th Installment based on 12 month plan or 20 month plan
Redeem for any piece you like
Use your full balance plus bonus toward any jewellery in our collection, at current pricing.
Why families choose Atulyam
Six reasons 12,000+ families are already saving this way.
Flexible saving
Choose any amount from ₹2,000 to ₹10,000 a month — you decide what fits your budget.
Bonus jewellery, free
Bonus value is credited automatically partway through your plan — no extra cost, no extra step
Choose your timeline
12-month or 20-month plans, so you can match your saving to when you actually plan to buy.
Redeem on anything
Use your full balance, plus bonus, against any jewellery in the Tritiya collection — not a fixed catalogue.
See your balance anytime
Your running total, bonus eligibility, and redemption value are visible in your account every day.
No pressure, ever
Register online or at any of our 4 Delhi stores — no minimum spend, no obligation to redeem the moment your plan ends.
Everyone deserves a little bling in their jewellery box! Our aim is to make our precious pieces affordable to all through our Atulyam.
Is my money safe?
Atulyam is run directly by Tritiya Jewels. Your monthly payments are tracked in your personal Atulyam account, visible to you at all times the same transparency you’d expect from a savings passbook, kept digitally.
We recommend visiting any of our four Delhi stores to register in person if you’d prefer a face-to-face explanation before committing our team will walk you through the exact terms.
To confirm before publishing: missed-payment policy (grace period / pause / penalty), early-exit refund terms, whether a written agreement is issued at signup, and whether registration requires KYC. These answers close the biggest trust gap on the current page.
Questions, answered
Generic
2000 INR is the minimum amount that you can invest.
10,000 INR is the maximum amount you can set aside.
Yes, you can buy anything from our collection. With the Diamond Plan, only diamond jewellery can be bought.
No, only one plan can be active at a given point of time.
Enrollment
No, the locking period is 12 months. This means you cannot withdraw any cash after investing. You can only buy jewellery using the accumulated amount once you have paid all the 12 installments.
No, you will not be able to change the monthly amount in between the installments.
No, we do not accept installment payments through gold coins.
Yes, you can pay the installment in cash at the Tritiya store.
You can check your Atulyam value in the My Accounts section.
No, only one active account may exist at the same time.
Yes, we do have an auto-debit facility.
Nobody under the age of 18 can enroll.
No, only Indian citizens can opt for the plan.
In the event of pre-closure of an Atulyam registration in cash, the entire amount will be refunded if the cancellation is made within 3 days of the date of registration.
Redemption
You can redeem only the principal amount on pre-closure.
After the completion of 12 installments.
In the event of pre-closure of a Atulyam Diamond registration before the tenure, the customer will only be entitled to the diamond jewellery only against the principal amount.
Your plan subscription will be suspended if you fail to pay two installments in a row.
No, partial amounts are not supported.
In the event of the death of the enrolling individual, the nominee gets that amount. The nominee has to submit the required documents to transfer the Atulyam balance to the nominee.
You can redeem your Atulyam balance anywhere online or in-store.
You will receive the gift on the payment of the 5th installment.
You can use any online payment mode (Debit card/Credit Card/Netbanking/UPI) to pay the balance while redeeming online or at the store. Additionally, cash can also be paid for the remaining balance.
Policy
The Atulyam gift is non-returnable.
No, you do not get any promotional benefits in case of a buyback.
Elegant Silver-Tone Pearl Link Chain Necklace